# Independent medical assessments in Ontario

> IMECore arranges IMEs, insurer examinations, file reviews, and psychological assessments.

Source: https://imecore.com/locations/ontario

## The referral names a benefit deadline and the file lives in three places

Section 44 questions sit in the referral letter while treating records sit elsewhere. Section 44 is the part of the Statutory Accident Benefits Schedule (SABS) that lets an auto insurer request an examination.

- SABS, WSIB, and LTD need different questions.
- Reports skip the benefit question.

## What IMECore does about it

### The regime is marked on intake

SABS, WSIB, LTD, or tort shows on the case.

### Records with source and date

Gaps show before booking, not after.

## How it runs

1. **Send the referral.** Forward the questions, the regime, and the due date.
2. **We set the regime.** SABS, WSIB, LTD, or tort is marked on the case.
3. **Records land on the case.** Notes, imaging, and priors attach with source.
4. **Review and release.** Release waits until every question is answered.

## Questions people ask

### Do you have an office in Ontario?

No. IMECore leases no examining rooms in Ontario.

### What is a Section 44 insurer examination?

An auto insurer examination under Section 44 of the SABS.

### How do catastrophic impairment determinations work?

A CAT assessment decides if injuries meet the SABS threshold. The OCF-19 starts it.

### What is the Licence Appeal Tribunal (LAT)?

The tribunal that hears denied SABS benefit disputes. Reports answer each disputed question with reasons.